Kia Motors Finance – an overview

Formed in June 2012, Kia Motors Finance is one of the leading consumer finance providers in the UK. Our objective is to provide competitive finance and insurance products for over 170 dealers representing the Kia franchised network.

Once you have found the Kia that’s perfect for you, obtaining a finance quotation is easy. Use the links at the bottom of this page to access our finance calculator and get a personal quotation for the model of your choice.

After you've created your personal quotation, your local Kia dealer is there to help you and will be pleased to discuss the options available to you. 

When you become a Kia Motors Finance customer, your complete satisfaction is important to us. Whilst you are able to manage your account online, we are only a phone call away should you require any help or assistance. 

Customer Services Phone Number: 0844 335 6738* 

*Calls cost up to 5p per minute depending on your BT call plan. Calls from mobile and other providers' charges may vary

Need more information? Take a look at Finance Explained, an overview of some of the key products available to you.

Finance Explained


Our Commitment to you

We aim to become the most admired finance company in the market, putting you at the heart of everything we do. Our purchase plans are simple, flexible and will meet all your personal requirements. 

Kia Motors Finance are authorised and regulated by the Financial Conduct Authority in respect of agreements regulated by the Consumer Credit Act 1974 and for general insurance mediation activity. Our Authorised Firm Reference Number is 581186.

We also apply the lending code set out by the Finance and Leasing Association who can provide you impartial, independent advice on car finance products before you make a decision. This information can be accessed using the Finance and Leasing Association website link below: 

  • Kia Personal Finance
  • Personal Finance 

    With our wide range of finance plans, there’s bound to be an option that’s right for you – whether you’re looking for a used or new Kia car.

  • Insurance 

    For total peace of mind, take a look at our tailored insurance protection – for motoring and finance.

You can read more about Kia Motors Finance here. Or to learn about the different options on offer, visit the Finance and Leasing Association website at

Kia Motors Finance, RH1 1SR. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees / Indemnities may be required.

Personal Finance – what to expect

Face to face service from plain-speaking people at your local Kia dealership
We’ll help you choose the right finance package for your Kia 
Fixed interest rates mean the rate on your loan will stay the same throughout your agreement

Getting started

Kia Personal Contract Purchase (PCP)
We’ll help you change your Kia more often. Keep, replace or return your car at the end of the contract… the choice is yours.

Kia Conditional Sale
Keep it simple: spread the cost of ownership over equal instalments. You always know where you are with the Kia Conditional Sale.


  • New-Picanto
  • Rio
  • Soul
  • Venga

Mid Size

  • New cee’d
  • New cee’d Sportswagon
  • New pro_cee'd
  • pro_cee'd GT
  • Optima


  • New Carens


  • Sportage
  • New Sorento
  • Kia Motor Finance